1,000s of savvy Brits are taking advantage of low cost life insurance

Savvy parents are making sure their loved ones are taken care of with low cost life insurance.

• 75% of Brits don't have protection in place.
• Millions unprepared if the worst was to happen.
• Protect your family from financial hardship with life insurance.
• Life insurance from only £0.16 a day.

Many UK parents don't even consider what would happen to their family if they either were unable to work due to ill health or if the worst happened.

How would mortgage payments be maintained? How would your family pay their bills with the lack of income? These are all questions we hope will never need to be answered, but it's important to consider the options to protect yourself and your family.

Scott Cadger, head of underwriting and claims strategy at Scottish Widows, said “Our research has revealed that 80% of us consider broadband as essential for daily living, while 71% can’t get by without a mobile phone. In contrast, only 28% of us feel that protecting our families in case we become critically ill or unable to work is a necessity."

How can you protect yourself?

Getting protected is quick and easy with Able Plan. We work with expert advisors that have access to the leading providers nationwide and will help you pick the best type of life insurance for your family.

Types of term insurance

• Level term insurance pays out a fixed lump sum if you die during the policy term
• Increasing term insurance takes into account the cost of inflation, so the payout either rises in line with the Retail Prices Index (RPI) measure of inflation or by a fixed sum each year
• Decreasing term insurance is designed to cover a payment that reduces over time, for example a repayment mortgage, so the payout you receive will diminish over time in line with your outstanding mortgage debt
• Convertible term insurance enables policyholders to convert their policy into a whole-of-life policy should they wish to
• Renewable term insurance gives you the option to renew your policy at the end of the term without undergoing a health check

For just a few pounds a month you will have peace of mind, knowing that your family will be financially secure whatever the future holds.

Simply fill out our 30 second form to see how much it will cost.

Compare life insurance now